3rd pillar investment solution from VIAC

a few years back, i came to the conclusion of VIAC being very similar to non-viac up to a small margin:

using my back-then sophisticated 3a modeller

for being locked away and subject to uncertainty of future legislation, I personally decided that I’d rather stick to my IB-portfolio.
If I had marginal tax of 30% instead of like 15%, i should reconsider.

Dont’t forget Kapitalbezugsteuer, applying once on recieving your 3a stash.

bottom line: to me there is no clear “VIAC 3a is best!”

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