ZKB or UBS key4?

1

I am currently a customer at yuh. What bothers me a bit is the “playful style” of the app. What I actually wanted was a fast and efficient banking service. With yuh, payments can sometimes take a bit longer than with traditional banks.

I do like the notification in the app when a payment arrives. So if I become a new customer at either Zürcher Kantonalbank or UBS Key4, is there also some kind of push notification when funds are received?

2

What? This is new to me.

3

For ZKB: yes, there is. See attached.

zkb_benachrichtigungen
zkb_benachrichtigungen1055×835 47.7 KB

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4

Maybe I didn’t explain it clearly. I feel that when I make a payment at, say, 08:00, it’s not processed more or less immediately like it is with my Migros Bank. Maybe I’m just imagining it…

5

You have to pay extra at both UBS and zkb for instant payments.

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6

OTOH at least UBS allows you to do free domestic same day payments (before cutoff) that usually process quite promptly.