The 0% on USD and EUR? 
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Yuh is now 100% Swissquote.
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From Monday 2 (noon) to Friday 6 March (noon)
the Yuh app is hosting the fee-free trading week.
*Stamp duties and currency exchange fees are excluded.
Looks like selling is also free. Another opportunity to sell your holdings at Yuh and move to a real broker.
Or build up your CH portfolio 
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Like I mentioned on the Neon thread, I cannot use Yuh Twint to send or receive money to/from my wifeâs Lyca mobile number. A coworker told me he had experienced the same thing, and a quick Reddit search confirms we arenât the only ones.
The thing is, like most people with a 077 9x number, she just needed a convenient prepaid SIM card for a few months when arriving in Switzerland. Itâs been ported to multiple postpaid plans since then and has nothing to do with Lyca anymore.
I assume most Twint related fraud involves prepaid numbers from providers with sketchy ID checks, but this is really a shitty way to address the issue, as the number fundamentally proves nothing.
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Iâd switch number. Most people donât even memorize numbers.
People donât care but plenty of online services and mobile apps still assume your number is a stable identifier or a legit channel for account recovery and 2FA.
Completely unrelated to Yuh and Twint, adding to the pain of switching a mobile phone number: Since the switch to my new mobile provider, I am no longer receiving SMS from Google. While I can still log in to Google, Google does not allow me to change my mobile number as long as I cannot receive the SMS.
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Most modern smartphones support multiple eSIMs. You can simply keep your old number as a low-cost prepaid eSIM until youâre sure no one else has it anymore.
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You can now open a Joint Account with Yuh in the app. And the good thing? Itâs free.
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are you sure? I still see the feature as not completed on their webpage:
Is it maybe a beta? can you tell your impressions? is it really having joint pots as well?
In the App: Konto â Open Joint Account
(I havenât tested any further steps)
See also:
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Oh wow, just read through and this sounds VERY competitive.
Free and even including the pocket insurance (whether that really works, I dont know).
IMO the best joint account option currently in CH.
I agree as long as you only use CHF. Once you start using other currencies, Wir is still cheaper.
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No fee-free FX exchange campaign from Yuh this summer. They only offer a 50% discount on their 0.98% FX exchange commission. 
A great candidate for a mustachian Hall of Shame.
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0.5% FX fees is fair and reasonable for any bank/broker catering to retail clients.
They should make 0.5% the standard FX fee anyway, not just for a couple of weeks. They would pretty much kill the competition in the swiss neobank space.
Which is a good thing. I am curious how Neon will react when Yuh publicly announce their free joint account.
I donât think that FX rate is the one and only defining factor for people in Switzerland when choosing their bank. In fact, I have a feeling that FX rate is one of the less important criteria for many people.
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Earlier this year, I was talking to someone who told me how cheap Yuh is, cheaper then others, he travels a lot. I said: really?! Itâs 0.95% every time. He then said that there are no fees if you manually convert the currency beforehand. How did he come up with that? No idea. I then told him to exchange 100 CHF for euros, then convert the euros back to CHF, and tell me how much he had afterward. Well⊠~98 CHF. And no, this is not a joke. It was fun and educational.
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Youâre entitled to your feelings of course.
I am however talking about neobanks specifically, not banking in general. When neobanks promote their offering, they mostly talk about the FX fees (Neonâs most recently newsletter focused on FX fees, making a direct comparison with YUHâs fees, yet ignoring Alpianâs for some reason). Unless the marketing teams of these neobanks know less about market tendancies and what retail wants than you, I would say FX fees are a pretty important criteria.
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