Earlier this year, I was talking to someone who told me how cheap Yuh is, cheaper then others, he travels a lot. I said: really?! It’s 0.95% every time. He then said that there are no fees if you manually convert the currency beforehand. How did he come up with that? No idea. I then told him to exchange 100 CHF for euros, then convert the euros back to CHF, and tell me how much he had afterward. Well… ~98 CHF. And no, this is not a joke. It was fun and educational.