Hi
I use an OpenWrt router at home. On the OpenWrt router, I tunnel all outgoing traffic through a VPN exit node that I change regularly. In other words, all devices on my network are protected by a VPN. I do this because I’m a torrent user and would rather not receive any warnings or legal notices.
Now Swissquote no longer works (I can’t login, see screenshot), and PostFinance also often has issues with VPNs. Which banks work with VPNs?
I’ve got no issues with my cantonal bank or broker in VPN.
If you do, instead of changing accounts, what’s stopping you from briefly turning it off? It’s not like you need online banking all day long.
Or try another connection that obfuscates it?
Also, is that how VPN actually work?
Just use split tunneling.
Well, it hides the url from the ISP. But the VPN provider knows it.
IP, not url (most traffic is encrypted those days).
I use the free Protonvpn, which also changes IP addresses. I experience issues with my (small) hosting provider. But all my banks (IBKR, Degiro, Wir, ZKB) work flawlessly.
Why not exclude bank from VPN?
Also, isn’t VPN worse for torrenting? In Switzerland ISPs will not release your details to requests, whereas a foreign VPN may do. Seems less safe to me.
They don’t see the full URL path if it’s HTTPS (mostly standard) - so yes, just the IP as you said - but that IP usually reveals the website anyway via a simple reverse lookup. On top of that, they also see the domain via DNS unless you’re using encrypted DNS like DoH, which isn’t on by default for most people outside of Firefox.
Hostnames are* in plain text anyway (SNI).
The TLS handshake needs to identify the website to select the correct certificate. So that happens before encryption.
* alternatives exist, not widespread
