A Bitcoiner never tells his stack
I do not want to disclose that. That’s why I haven’t participated in the net worth thread (just some old numbers few years back). It may cause problems to the future me. Internet never forgets.
agree…
A Bitcoiner never tells his stack
I do not want to disclose that. That’s why I haven’t participated in the net worth thread (just some old numbers few years back). It may cause problems to the future me. Internet never forgets.
agree…
I’d guess a minimum of 5 million total assuming that property is 1% and minimum cost of a property is 50k.
I was just about to say - with that stash I’d erase my online presence in whichever way I could.
(including here, but please don’t leave )
Absolutely understandable
Why? BTC is totally fine if you declare it on your taxes.
still… I may be a shrimp.
It took me over 2 months to delete all my bitcoin (and crypto) related tweets and all the postings like Facebook, Reddit etc. two years ago. After that I knew it’d be easier just to delete the accounts.
nooo… this is the only place I have some “social” interaction. On all other platforms, I’m consume only.
And as I’m most of the time in home office, I would had to talk to my wife…
There are bad people. Getting my bitcoin is much easier and safer for them than stealing the VTs on IBKR.
Edit: I see this discussions are off topic… sorry mods.
Here is our allocation at the end of Year 2024.
Majority of our assets are in the home.
During the purchase of the home, we liquidated a bunch of our crypto assets, stocks and withdrew our pension fund partially. Therefore the allocation is extremely skewed.
I know it is not the most optimum allocation, but we wanted to have less bank loan on the property.
Well, you’ll have time to build up the other assets. And who knows, maybe you got lucky and sold stocks and crypto at the peak!
We’re somewhat similar:
Coming 'round to the organic growth of the 2nd pillar with no action on my part (other than working, of course!).
54% stocks = VT only ?
He is VWRL kind of guy
VT & Chill is not for Greeks. They like VWRL & relax
About 50% VWRL, 40% IUSA and 10% FUSD
3a is in the Finpension Quality ex-CH, so that’s stocks too, and my 2nd pillar is detailed in my post above but I treat it like bonds (actually better than bonds) like many here do.
Plus a ~5% in BRK.B which I keep in another account for my kids.
Didn’t know which thread would be best for this but I came across this article with a lot of research for Retirement portfolios
It is looking at asset allocation, Safe withdrawal rates etc from the lens of non-US investors.
Thought this might be interesting for some of you.
Interesting views. I made a balance sheet and it looks more or less like this:
That was the active side, the passive side would look like that:
Thinking about it, way too low debt. But then we are in a real estate bubble and I own two properties. Having low debt probably is a good security measurement.
And as I get older I could go to 100% stocks and rent whatever I want wherever I want just from the dividends.
Interesting, hadn’t realised I’d already posted here before…
Why did you lower your stock position ?
Was it on purpose or was your asset impacted by Trump tweets storm ?
I didn’t really on purpose, it happened organically because I saved a fair bit of cash and bought gold with some of it. Certainly haven’t ever sold anything other than gains on gold to buy stocks, so not sure why the numbers look like this, but they are accurate.
I am actually curious to dig into it. The 2nd pillar grows organically, and I haven’t put anything in the 3a this year.
I’m sorry if already asked but I didn’t find the answer in the discussion:
2nd pillar, which number exactly are we talking about? Projected capital without interests? Legal minimum? Vested benefits?
Thx in advance