Struggling to replicate VT through VIAC without using CHF hedged funds, I’m not really sure how to approach this correctly. Obviously you have to overweight Switzerland massively as the law requires you to invest atleast 40% in CHF, so that’s why (without hedged funds) you are forced to invest 37% in Switzerland, 3% cash.
What about the rest? How did you manage this? I don’t like the idea of having 28% in SMI with the Global 100 solution. I’m thinking more about 5-12% SMI and 25-33% SPI Extra. The other 60% would be invested according to VT (so 60% x 55.3% for USA = 33% SP500 for example, 7% EM, 5% Japan, 3% Pacific ex Japan, 2% Canada). Leaving 10% left either for Europe ex CH or World Small Cap. As Switzerland (with 40%) is already part of Europe, 10% World Small Cap makes more sense.
What are your thoughts?