I’ve ~10k EUR in passive investment at Swissquote and had planned to put in about the same amount every year. However, due to the recent loss of a regular income, I cannot stick to that schedule at the moment and am not sure when I will be able to fund my account again.
As I understand, the current fees are 15 EUR per month for account maintenance, and potentially inactivity fees after 24 months of inactivity.
Is the best thing to do to sell up and close the account, and to start all over when I have regular income again or some savings?
Currently, the dividends just about cover the account maintenance fees, so barely breaking even. The thing I kind of want to avoid is getting into a large deficit because of the fees due to inactivity.
Thanks in advance for any advice.