What is your second pillar performance?

[Dr.PI]

@monkk

More thinking what estimate I should put to my future NW growth in respective to 2nd pillar. Cap it to 1% which is mandatory, right?

You can count it with 1% or with a historical yield credited to pension accounts, not the portfolio yield.

FIRE: Pillars 2 & 3

Or as a separate asset class by itself. I have run an analysis of my 2nd pillar returns (there is one data point per year, so not many of them) according to this template: And here are the results: CAGR 2.85%, arithmetic rate of return 2.86%, annualized volatility 1.1%, correlation coefficient with MSCI ACWI IMI in CHF 0.9! If one thinks about it, it actually makes lots of sense that the returns of the 2nd pillar are strongly correlated with stocks market returns. It is not relevant that th…