Not just financially, also more broadly about life and ensuring health and happiness.
As the saying goes (not sure who to attribute it to): “The definition of hell is: on your last day on earth, the person you became meets the person you could have become.”
Person can be broader here… i.e. the life you could have had.
We’ll all fall short from that angle to a greater or lesser degree and have regrets about things we did or did not do. But it’s never too late to adjust course. And I’m a firm believer in another saying: “Life is not about the cards you’ve been dealt, it’s about playing the cards you’ve been dealt as good as possible”.
Do not select the easiest language to learn or pick the easiest-nearest internship. Get out of the nest sooner to practice more languages.
Focus on one or two sport you really like rather than browsing and changing every year or two. Curiosity is good but being competitive on sport will teach you more.
Not being afraid of failure which is the process of learning when you go behind your comfort zone. I have too often stay confortable and afraid of failure choosing the easiest way.
It is better to fail sooner, learn from it and pivot.
Funnily enough, in my case that is what my younger self could teach my older self. I’ve become exceedingly risk-averse with age and time spent living in Switzerland.
Take care of your body evey day, even a little bit - it pays off on the long run.
If you fail to save a thousand this month, save a hundred - but don’t save zero.
If you can’t do an hour of sport, just do ten minutes, but don’t do zero.
If you don’t have time to cook properly, at least don’t eat complete crap.
Take care of your work every day, even a little bit - it pays off on the long run.
Same for your relationships. It pays off on the long run.
Same for your money.
I have three distinct routines:
The barebones routine: wake up, shower, put distractions away, timebox your goals, tidy your bedroom, etc.
The middle routine: 30mn of HIIT, cheer up your partner, read a chapter of a book, etc.
The perfect routine: To-do list is clean, house is clean, you made someone’s day, you spent energy on what actually moves the needle, you took good care of yourself, and you are in bed by 11pm.
Every day can start with the intention of sticking to the perfect routine, but no day is allowed to unfold without sticking at least to the barebones routine.
In general, you can’t vibe-code your way into becoming CEO at 25.
But you can become consistent and reliable - and life will give you lemons.
Hence advice a friend gave me about dealing with nasty work colleagues (the tricky part is never knowing for sure who the real - if any - good guys are so you have to assume they’re all backstabbing SOB’s): “get your revenge in first”
My advice would be different, i.e. : be cordial, likeable and professional.
It’s harder to go against the guy/gal most people appreciate. It probably works better in smaller companies, where most everybody has to deal with most everybody in person/directly.
In the same theme, I would have: be kind, not nice.
The nice guy/gal is the one who gets walked all over, saying yes and helping to avoid conflict. It is a very bad trait to have for yourself and for others.
Being kind means among other things giving others space to grow and learn from their mistakes i.e. facing the consequences of them.
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