I’m having a conflict with my former landlord who refuses to free the caution and is pushing for a small damage payment (circa 800.-) without judicial ground for it (my interpretation, though I am pretty sure of this one). He’s a wealth manager and the word about him is that he tries to pull all kinds of tricks whenever he can to avoid paying what he owes or get money that doesn’t rightfully belongs to him.
He’s now threatening to ask for collection of the amount he is claiming. Up to there, everything is thoroughly dishonest, but normal: anybody can seize a collection office without having to prove cause and the fees to do it are pretty low, he’s not risking much and may gain 800.- if I give in to the threat.
The question is, how far would he be willing to go? Past the first few steps that are cheap, he’d be facing higher fees and more time consuming legal procedures (which I’d rather avoid, although I won’t pay something I don’t owe for that). I’m trying to understand his psychology, which is very alien to me.
Has anybody here experience with what can be the thinking of a wealth manager? As a person dealing with hazards mitigation, I’d take low risk low hanging fruits but think twice before jumping into more risky waters where I’d have to frontload higher fees. That’s what I think a rational person would do (who’d hire a lawyer for thousands of franks to get CHF 800?). Would waving threats to the deeper end ever be in the toolbox of a wealth manager? I was under the impression that their job enties being conservative rather than reckless.
Any feedback appreciated. I am, of course, not expecting a final answer to my specific conundrum, just some thoughts to feed my peace of mind and better figure out if he’s behaving like a trapped animal or a predator on the hunt.
Thanks in advance for any tip you’d be willing to share.
ETA: I’m not excluding the possibility that, in his deluded mind, his claim is 100% legit and I’m some kind of unreliable monster for not paying what he’d consider rightfully due. Would going into rightful frenzy to try and gather that fit into a normal wealth manager behavior or would they be more poised and accept that, sometimes, crossing a small amount as a loss is better than long and painful procedures?