VT and unchill?

Hello to all,

I’ve been lurking in the shadows of this forum for about a year now, and I couldn’t help but notice what looks like a paradox to me.

Seems that the whole Mustachian philosophy would be more or less aligned with “VT and chill”, or let’s say with passive investing, in opposition to more frantic traders.

Yet, paradoxically (?), I’ve never seen people thinking so much about why they shouldn’t be thinking too much.

Except maybe in Zen philosophy.

Am I missing something ? :sweat_smile:

6 Likes

Sir, this is a self-help group that supports people in transitioning from ‘VT and unchill’ to ‘VT and chill’.

12 Likes

I’m not sure all are Mustacian on here. We had dividend investors, mechanical investors, crypto investors, active investors, etc.

2 Likes

I apply mechanics to actively buy passively managed index funds distributing dividends, and add some crypto on top of it.

I make my best not to chill because I get bored.

5 Likes

Exactly. “VT and chill” is simple, but, for most, not easy.

5 Likes

I think VT and Chill just make less noise than the others.

5 Likes

There’s an alternate real mustachian forum. Not so interesting though.

Chilling with VT…

7 Likes

I think many people on this forum are young investors (in the sense that they are just starting out) and that most have opted for a passive strategy involving one or more ETFs. This part of their portfolio is undoubtedly the largest portion of their savings.

However, there are certainly other members who are more advanced in their investing and have chosen a different strategy, or who have a slightly more active ‘second’ portfolio to experiment with and find some enjoyment in investing. I find it interesting to read about everyone’s experiences and knowledge, as well as their testimonials and strategies.

‘VT and Chill’ is undoubtedly the most widespread and least controversial strategy on this forum. But I think it’s only human to ask oneself how to do better and why not try something different, hence the numerous discussions on this forum.

3 Likes

Pretty much my journey the last few years. Mostly on the right now - though i still have some occasional excursions back to the middle..

8 Likes

Is it really IQ related?

FAKE NEWS

You bloddy kwant used my picture with a VT and chill... post I NEVER MADE. How dare you! :enraged_face:

Joke’s on you, too… VT is about 6% of my overall NW so that alternate universe may yet exist but it would’ve been a fork about seven or eight years ago.

Nice thing about this is once the transition converges you have a lot more time for the actually valuable things in life

  • Health
  • Wealth
  • Personal Growth
  • Relationships
2 Likes

I think that’s just someone using the same avatar as yours in the alternate universe, I can’t find any thread of this kind here, no offense.

1 Like

All good, I was trolling.. something about unchill made this seem a great idea :smiley:

True, No not so much the IQ. For me it would be more about the learning journey from left to right. The more you know and try - you eventually might just go back to broadly diversified ETFs..

1 Like

IQ is not a measure of temperament and it is not an indicator either of how well one is able to navigate a specific field, here investing in stocks.

No Jedi master worth their salt would use it as a metric of Jedi mastery of any field but the one of having the highest IQ for the sole sake of having it.[1]


  1. Sorry, I had to take the bait on this one. ↩︎

1 Like

Early on when I started I read about the slippery slope:

  • decide you need to do something about your finances
  • budget and clear debts
  • start saving
  • VT and chill
  • single stocks
  • leverage
  • options
  • minute trading futures candles
  • crypto
  • get royally fuxxed
  • VT and chill
3 Likes