I was just comparing costs in my Zürich and Baloise FZK accounts with new entrant like VIAC.
I see VIAC Global 60 is currently 25% in cash and Global 40 even 47% in cash, in both cases at 0.05% (no fee). I guess this is on the view that they need a CHF weighting and yields are barely more than the cost of putting these in yield products.
The Global 100 is on the other hand 97% invested.
For info fees+1st level TER at Zürich are 0%+1.25% and Baloise 0.2%+0.8% in Balanced allocations, compared to 0.4% for the VIAC… considering a six year performance of 0.5% net pa on the current arrangements, that’s about 50% of the performance.
How many separate FZK pots do VIAC allow you (I mean my friend…) to have?