Hi all,
This question is mainly for anyone who’s had any experience cashing out their pillar 3a when leaving Switzerland.
I am leaving for an EU country very soon (as an non-EU citizen) and am trying to avoid paying tax in my new country. However, on the cash out form for VIAC it states I need to attach a copy of proof of residency permit for the new country. Does anyone know if it’s enough to attach documents confirming my acceptance for the residency? Otherwise I’m confused at to how people are able to cash out while still in Switzerland.
Then a slightly more technical question. On the form it states that for the signature:
“The signature must be official or notarized on this form if the last balance on the VIAC account exceeds CHF 25’000.”
The account is above 25000CHF. I guess I will need to get my signature notarised before forwarding the document. Though I’m not sure what an ‘official’ signature refers to?
Thank you for reading, and to anyone who can help!
Just an idea regarding this part: maybe it is supposed to say “original or notarized”, which would make more sense, so it might be helpful to read the document in it’s original language.
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Cashing out should only be possible if you’re no longer swiss tax resident, usually this would mean you took residence elsewhere.
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Aaaaaaand that’s the end of my 3A contributions confirmed @jks21 
@nabalzbhf it seemed that some 3A providers required that you deregister from CH, but not prove you registered somewhere ex-CH, especially as a tax as well as physical resident (in some countries it’s not a single process). The motivation is that CH taxes may be 5% while ex-CH taxes 40-50%. Of course if you’re taxed double then CH will refund their %, but by then the damage is done.
OP your canton’s einwohnerkontrolle should be able to proof your wet signature, I’ve done it many times, costs 20 franks which is for sure cheaper than a notary. It’s been accepted by banks, both CH and ex-CH but you can check with VIAC to avoid back and forth.