VIAC now offering vested benefits (2nd pillar) account

It’s been a long time coming but great to see it’s finally here:

Anyone signed up, or considering to do so?

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There is a 80% stock limit when you do your own strategy. Just wrote them about that and waiting for a reply now.

ValuePension has a much better offer IMO.

Edit: So it’s max. 80% for the mandatory part and max. 97% for the rest.

I find this (and other 2nd pillar VB offerings) absolutely amazing for people who would be leaving CH at some point. :slight_smile:
I hope they do leave you with same amount of “control” from abroad as well.

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Does ValuePension let you make individual choices in terms of index funds or ETFs?
Browsing through the investment options, it doesn’t look like it. And the partners’ options don’t look very appealing.

Of course they do. They are offering the same funds like Viac (and more), but almost everything in CHF. So no 0.75% FX fees like Viac. And you can go up to 99% without any limitations on fund or currency exposure.

I can confirm that the offer of valuepension is better.
VIAC wins only on the following points:

-transfer to an other vested benefit is free. Valuepension: 400.- but only the first year
-with a high amount of bonds, VIAC is cheaper

I’ve asked them for the detailed documentation of all the investment options.
If you have it and can share it, it would be of help.

You have the full detail on the simulator: https://www.valuepension.ch/index-solution
Quite detailed…

Thanks for the reply.
I’ve seen that part. I’ve seen that clicking the + one can see other options of funds.
From the comments of the forum, I was expecting to see more than the approx 25-30 choices available. Am I missing anything?

I went and looked up the ISINs and factsheets on Credit Suisse.
What I don’t see (or am not sure how to verify) is when a fund is in CHF or not (so as to avoid the exchange rate fees). If I click on the links of the VIAC funds - that they specify to be in USD - I still end up on a page which says currency of the fund CHF.
Also, on valuepension there is a summary at the end of the allocation stating foreign currency exposure x%.
So how do I know which fund is in CHF? (except for asking them, which I did already)
cheers

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