Could you please advise me an excellent Vasted benefits account ?
Second pilar money should be there for next 10 years!
Which Investment models/Portofolios do you recommend?
I hesitate in between VIAC and Finpension !
Thanks in advance for your advice.
Maybe you can split it 50/50 and put half in each?
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No need to do that. Finpension has 2 vested benefit foundations so you can split it and have both portfolios with finpension.
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If you will be leaving Switzerland and moving to a country outside of EFTA and the EU (even eventually), then I would recommend Finpension because it is domiciled in Schwyz where the withholding tax is low. It can be more complicated to open a new vested benefits account after you have left Switzerland, so you’re better off in Schwyz from the start.
If you’re staying in Switzerland, then my personal preference would be towards VIAC because I like the access to institutional funds and the portfolio customization. But that’s just my personal preference.
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