I will start to build up my etf portfolio beginning january 2020 with roughly 3k monthly payments.
I already have some us assets (around 40k) on IB and am wondering if I should start purchasing US based etfs (combo of VTI + VXUS) or better go with a combo of vanguard ucits sp500 VUSA and some other ucits etfs (covering world ex us) because of the inheritance tax that might apply after passing 60k ?
I would prefer a combo of vti + vxus over the ireland based etfs because of the liquidity / low ters and the dividend tax.
What would you guys recommend to do ?
Are there similar funds to vti vxus not based in the that are distributing and have acceptable ters ?
Another question I have:
Lets say i buy the vusa sp500 ucits etf. The etf is held in usd. In which currency and at what exchange would you buy it if you are a swiss resident ? At the swiss exchange in chf or rather at lse in usd ? Shouldnt make a big difference no ?