https://www.swissquote.ch/sqw-static-resources/pdf/general_info/conditionsGenerales_e.pdf
8. Declaration of non-US status or US status
The Bank has entered into a so-called Qualified Intermediary Agreement and into a so-called Foreign Financial Institution Agreement pursuant to the Agreement between Switzerland and the United States of America
That’s why I made 2 bullet points to differentiate more clearly. It’s 2 very different 15%'s.
The first 15% is “angerechnet” to your tax bill, like a credit “already paid” (due to double tax treaty), the other 15% is refunded in full! The second 15% is like the 35% Verrechnungssteuer on interest earned on a swiss savings account. It’s refunded and then u are taxed on the interest income at your tax rate.
Sorry to revive this old thread again but I didn’t find this particular anywhere else on the forum: Has anyone been able to verify whether PostFinance is a qualified intermediary in the meantime?
Thanks for any help on this.