I think you have to take into consideration the basic bank fee of 8.- per month.
So add 96.- to the 72.- for the insurance.
168.- seems to me to be a good deal. I have no experience with UBS travel insurance, but for the price it seems right.
I have been super satisfied with Helvetia. Costs around 100/year.
I am already with UBS, so no change to that.
But a fair point.
Get this insurance, another CHF 72 p.a. is nothing. They are pretty good.
I am with Viseca Platinum, but the Gold one would be more than sufficient. I can recommend the article/video from Kassensturz regarding the insurance covering of various credit cards:
You can get the Viseca Gold more cheaply with any Kantonalbank package.
I have the Std Viseca, it was the best travel protection I had in COVID. I also had TCS Livret based on recommendations and they tried to screw me (already posted somewhere here). The Viseca/VISA team though was super service orientated and paid super fast. So my experience with them was also good. Not sure iâd only rely on it for a hardcore trip but good for std stuff.
Disclaimer1: fine print is important as always though, they only cover costs for the same household, so when travelling/making reservations, never try to pay for someone else to optimise organisation (i.e. one family books all the plane tickets and the other family books hotels)âŠit wonât be covered.
Disclaimer2: I did see that they removed anything âpandemic/endemic related causeâ from their coverage though, so as far as that is concerned it will be less protection in the future.
if youâre travelling for a long time world nomads is pretty good