Does anybody can give me an advise on how to transfer USD from Transferwise/Wise to Swissquote (in USD without conversion) including details in how to fill out the mask in Transferwise/Wise (if i take Swissquote support advice the USD-account bank is in New York and Transferwise/Wiese gives an error message that US-territory is not possible…? Or do you have only a CHF account in Swissqoute?
Main goal:
I only want to transfer USD to Swissquote without much currency conversion costs
Means: CH-account to Transferwiese/Wise in CHF; Transferwise/Wise CHF/USD conversion; Sending from Transferwise/Wise USD to Swissquote; Amount is available 1:1 in Swissquote account
With Swissquote you have one account number (IBAN), one main currency and multiple other internal accounts. If you have a USD account (and I believe USD/EUR/CHF is standard), then incoming USD will be put on that account. Only if you don’t have a USD account at Swissquote it would be converted into the main currency.
“Your bank or other banks the money passes through on the way may also charge you a fee, so your recipient might get less. These fees tend to be around 0–50 USD, but there’s no way for us to know what they’ll be in advance.” (Wise)
EDIT: Actually, they seem to be offering the option to send it as an OUR transfer now (sender pays all fees). Though not free.
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