Tax refund via DA-1 denied

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@Daniel25

On the long-term, all things remaining equal, would I be better off keeping the VWRL, not facing FX risk or going for a US based fund (VT should be an equivalent to VWRL if I’m not mistaken ?) and then get the 15% refund, but facing FX risk.

There are no FX risk difference between VWRL and VT, for the rest please have a look at IE vs US domiciled funds (VWRL vs VT)