Tax optimisation for ETF investing [2024]

It is then the question for those 7 regions, which ETFs are the best to invest in:

  • US: probably VTI (TER 0.03%) directly bought in the US, as you can recover the 15% WHT on dividends in the DA-1 (ideally all of it), with the caveat of the American estate tax and other issues brought up in other threads. Otherwise there are now IE based ETFs with also a 0.03% TER for the US market, but with a tax leak of 15% on the dividends.
  • EU: an EU based ETF, in discussion in this other thread
  • EM: EU based ETF with the best TER …
  • JP: probably the Japanese Topix ETF based in JP, with 0.05% TER and a reduced tax leak. Otherwise a EU based ETF.
  • Canada: CA based ETF? I don’t know this topic.
  • Pacific exJapan: EU based ETF with the best TER.
  • CH: CH based ETF, as we can fully get refunded the 35% WHT on the CH tax declaration. Currently best ETFs have a TER of 0.10%

Please feel free to complete! : -)

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