Just to add, a loan doesn’t require there to be an interest payment. I used to have an interest free loan and that was never an issue with the tax authorities. What is important that both sides declare it properly. Although not mandatory afaik , I find it useful to have something written. It’s simple enough and doesn’t cost you anything and will clearly state things.
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Is the authorities come back asking for documentation that it is indeed a loan, is it really such a big deal? OP can just back-date a document signed between them and their mother
I would be careful going this route, because if you declare that money as a gift and then send it back - now you effectively made a gift to your mother and that is a taxable event in ZH (granted that 50k is under the threshold, but your mother would be still obliged to file ZH gift tax declaration, in theory)
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As far as I understand, these would be taxed only when/if you exercise them, because they are not “Freie börsenkotierte Mitarbeiteroptionen”, see Merkblatt des kantonalen Steueramtes über die Besteuerung von Mitarbeiterbeteiligungen | Kanton Zürich
And iirc if not done smartly (I think you can get a tax ruling before setting up the startup?, too late for that though if that wasn’t done), this means you’ll pay income tax on all the capital gains which is really what you would want to avoid for a startup.
Hi all, probably stupid question, but should referral bonuses for opening bank account be declared? For example 80 EUR for Revolut or 50CHF for Radicant or 10 CHF for Neon etc?
I will declare them in my fortune with the new bank account but I won’t bother declare them as revenu nor bonus for such amount.