I find it super easy for the normal deductions to use the tool the cantons provide. I have experience in Aargau and Zurich and with most standard situations (job(s), savings, stocks or ETFs and even real estate) the sofware works perfect.
No. There is a lot of literature about tax deductions, but nobody mentions the halbtax. But they will probably not figure out the first year you do this. Maybe not even the fifth year.
For 2018 I deduced the rent and expenses (including cleaning) for the room I use as home office.
I did not get the money yet, but I confirmed with the tax office before submission that the deduction is ok.
No, only minimum necessary abonnement costs are deductable i.e. 2nd class abo. This is why they ask for your work address - they are able to calculate zones themselves. You can claim more, but if you claim way out of ordinary amounts they will adjust it down or ask for receipts and justifications.
You cannot deduct costs for bicycle at the same time, unless you can provide a good argument that you need it to reach your train (something like: closest bus stop to your home is >1km away or so that why you cycle to train).
If you try to deduct both without such justification, what’s going to happen is they will accept the lower of the two deduction, i.e. just 700 CHF for the bicycle.
Does anyone know if it is possible to deduct more than 1 room when doing home office ? For example when you fully work from home as an employee ? For instance if you organize meetings and lunches for externals at home ? Thanks !
At least in Basel-Stadt, according to the guideline, one can deduct 50% of the cost of banking packages. From what I’ve read here quite a few have UBS Family for example.
Just to get some clarification (my german is really bad): the 0.3% deduction can be applied only on the cost of your assets that are managed by someone else, or on the total amount of money that you are investing and managing yourself?
The text on the website is complicated to understand even for a native speaker
I found an easier to understand explanation on the VZ Website
Vermögensverwaltungskosten
In der Steuererklärung abzugsfähig sind neben den Kosten für das Steuerverzeichnis in der Regel auch Depotgebühren, Schrankfach- und Safegebühren sowie Inkassospesen für Coupons. Nicht abzugsfähig sind hingegen die Gebühren für den Kauf oder Verkauf von Wertpapieren (Courtage, Stempelgebühr usw.) sowie Honorare für eine Finanz-, Anlage- und Steuerberatung. In einigen Kantonen darf man pauschal 0,5 bis 3 Promille des Wertschriftenvermögens als Vermögensverwaltungskosten abziehen.
Hence it should be possible to deduct 3‰ of the value of your shares and bonds at Swissquote/IBRK or whatever. In my experience this has worked just fine so far. But my deduction is very small (haha).
You can not deduct anything for cash accounts.
Hope this helps. Happy to hear from other users if I am missing something.
In my case I deduct all the custody fees from swissquote (maximum 200 CHF). I also keep a spreadsheet to estimate what is the cost of the Total Expense Ratio of my ETF on indices and I deduce the sum obtained as fees. My vision here is that the TER is like a custody fee in order to keep the basket of shares that makes the ETF. This deduction has nothing to do with financial counseling or tax advising. I was never asked to bring proof of my deduction so this vision has never been challenged nor approved by the tax office.
By reading and partipating to this forum, you confirm you have read and agree with the disclaimer presented on http://www.mustachianpost.com/
En lisant et participant à ce forum, tu confirmes avoir lu et être d'accord avec l'avis de dégagement de responsabilité présenté sur http://www.mustachianpost.com/fr/
Durch das Lesen und die Teilnahme an diesem Forum bestätigst du, dass du den auf http://www.mustachianpost.com/de/ dargestellten Haftungsausschluss gelesen hast und damit einverstanden bist.
