US stocks in DA-1 instead of WV in the tax declaration - which has the same format as WV however, and then sending its copy to a local swiss tax office that deal with refunds to get the refund. You get 100% money back.
Interesting! I’ll have to look into that more, since taxes are the scariest component for me … I don’t know why 
Pay attention to who wrote the article - a european fund manager. He’s not independent, and the only purpose of the publication I can discern is to get you to buy their funds.
Damn, I feel dumb…
So basically this spreadsheet of this post is the go to when it comes to long term investing for swiss residents.
By the way… thanks for taking the time and answering all my stupid questions.