Supplementary Insurance when "everything is OK for now"?

[dom.swiss]

I don’t have a supplementary health insurance. I do not need most things it offers. I guess it becomes more and more difficult to obtain it with age as any pre-existing condition might lead to an exclusion of benefits for that condition.

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Supplementary health insurances - Fitness reimbursement

Hello Mustachians, I’m currently reviewing my insurances and would like to have some advices about complementary health insurances. Since fitness memberships in Switzerland are quite expensive, i would like to have some reimbursement for it. I saw that Axa reimburse up to Frs 200 per year with their “Activ” complementary that costs about Frs 10 per month (for example). So my questions are: What is the best complementary health insurance in terms of fitness membership reimbursement ? Do …