Staying in switzerland, unemployed with a B permit

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I’m an EU national and I’ll be unemployed from May onwards.

I’m not sure yet if I’ll be taking advantage of unemployment benefits. (was told that depending on the canton, the whole process can be an awful experience and it lowers your viability for a C permit and taking a mortgage down the line)

On this point, I was told by a colleague that even if you’re on a B permit, if you’re unemployed and you’re not on RAV, you can stay only 90 days in the country.

Is this accurate? or it’s a special case for some context. I still have 3+ years left on my B permit.

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I don’t see how being employed by RAV is worse than just being unemployed. Just register for RAV (I assume you’ll be looking for a job anyway)

(If they do care for mortgage or C permit, they’ll care about employment gaps, not whether you were registered on RAV)

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What I heard in the past (but just hearsay at this point, so take it for what it is) is that RAV shouldn’t impact your immigration prospects (C permit, citizenship, etc.) because it is not social help - it is an insurance. You were paying insurance premiums and you now happened to be in an insured event, so it’s your right

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did you mean to say “RAV shouldn’t impact”?

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yes, thanks - updated

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Thanks everyone for chipping in.

Ended up registering for RAV. It is probably a sensible decision to use it in case I end up unemployed for longer than I want to.

At the end of the day, as you guys suggested, even though this is compulsory, it’s still something you end up paying for. Economically, it is the rational decision.