Starting portfolio for someone with 0 experience

Once a month comission free, then more expensive than IB, also if used for European funds. And don’t forget 0.5% currency exchange fees on Degiro … and the commision free list is not that interesting IMO.
If you insist on Degiro, stick with Vanguard VWRL. You can get additional exposure to world small caps with VIAC, but you have to keep in mind that VWRL follows FTSE All-World Index, while VIAC has MSCI index tracking funds.

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