Starting portfolio for someone with 0 experience

[glina]

@ripper23

and I’m trying to replicate the same exposure with european funds.

See this post:

List of mustachian ETFs / Funds

I strongly believe you should form a core portfolio with a minimal number of ETFs which will cover the broad investible market as close as possible, at low cost. VWRL (IE based) and VT (US based) are one stop shops for the beginner investor, but can be improved upon. My short list for IE-based ETFs: XDWL + IUSN (or WOSC) + EIMI covers 100% of the MSCI ACWI IMI universe with a market cap weighted average TER of 0.2% My short list for US-based ETFs: Vanguard: VTI + VEA + VWO for weighted a…

You can get exposure to full MSCI ACWI IMI (all cap all world) with effective TER of 0.2%. This is as good as you can get with IE based funds.