(crosslinking from 3a solution from Finpension - #526 by Dr.PI; seems better fitting here)
Alright so here’s what I came up with
(I have 2+3 accounts at Finpension+VIAC; not moving them around yet)
Goal
Keep Dev ex US in 3a pillar, US + EM at IBKR.
Finpension (Swisscanto funds)
| Fund | % |
|---|---|
| Europe ex CH NT CHF | 49 |
| Switzerland Total (II) NT CHF | 9 |
| Canada NT | 10 |
| Japan NT | 20 |
| Pacific ex Japan NT CHF | 11 |
VIAC (CSIF funds) (*)
| Fund | % |
|---|---|
| Europe ex CH | 32 |
| SMI + SPI Extra (2:1) | 6 |
| Canada | 7 |
| Japan - Pension Fund | 13 |
| Pacific ex Japan | 7 |
| World ex CH hedged (**) - Pension Fund Plus | 34 |
(*) These proportions fit with the remainder of my AA outside of 3a (i.e. 65% of total VIAC portfolio should go to Dev ex US), YMMV.
(**) Could probably reassign it to US+EM, to be 100% correct, but keeping it simpler for now.
IBKR
- Wipe out VEA
- Substitute VWO for IEMG (to match on MSCI vs FTSE with the 3a)
- I hold some small cap value tilts with SLYV/AVUV/AVDV
Objections? 