Short guide to CHF fixed income options


Migros bank has some good interest rate both for fixed term deposit and saving accounts. So, still one of the best solution for keeping the money liquid.

But now, the question: what is the risk (above 100k)? If we look at the rating, the bank « only » rates A while other similar bank tends to rate slightly higher. Is Migros bank a bit risky and special care is needed?

Rating as found here: Swiss Bank Ratings from S&P, Moody's and Fitch -


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