I like TDIV in principle but don’t own it. I’d be interested to hear how you deal with WHT, I looked into it - @Dr.PI and other provided inputs but in the end the US WHTs look simpler. Perhaps our benevolent mods can move this convo to the monkey cage thread.
FUSD is sort of a UCITS SCHD but they haven’t increased their dividends in years which is quite inexplicable. Had it and dropped it with profit, it’s really weighted to US tech at the moment.
I think they use ESG criteria. After the last season of Industry we all know how this works out… 
Checking out the rulebook (PDF). Cannot be downloaded, link is blocked. Did not try to access from U.S. with vpn, maybe that would work.
Nice performance anyhow.
Works from CH
I don’t know if that’s permanent.
Did for me, thanks.
I see, the universe is bigger because it includes USA. That is nice. Also the cap at 5% per position and 40% per sector is nice.
But then they use the dividend for position sizing, buy less of the big payers and more of the ones that pay less. The U.S. only indices that do that perform kind of bad.
They do not look at cash flow, would be difficult as different countries have different bookkeeping laws for cash flow. But cash flow is the most important part of my own dividend strategy and of the U.S. dividend 100 index too.
And the exclusion of some sectors because of ESG I would not like. Fuck, let them smoke and shoot themselves if they really want to, they do it anyhow.
The ranking is based on dividend only, while the U.S. dividend 100 index has some different rules. If I understand correctly the dividend growth is not taken into account for the sequence while it is very important in the Dow Jones U.S. dividend 100 index.
But as I said, the performance is very good, it seems to work. But as it is measured in Dollars maybe the weak Dollar did help. But long term most of the currencies of the contained stocks did perform worse than the Dollar, so this effect may go away.
Addendum: I forgot, they limit themselves on big caps, another difference.
Is Oracle the trigger?
Reddit is already convinced we are in a bear market that’ll bigly last for centuries, we all goan die y’all.
Fabulous, I’m ready with a raise and a meaty bonus in Q1.
Which fund are you referring to? There were a few mentioned. Thanks 
That one:
I’m literally up for the month
Thanks for jinxing it!
No worries, we can still have a red Christmas. 
I don’t know month on month, but all positions are well in the green for the year 
May I ask why SCHD? Is it to generate some cash flow and benefit from sector differentiation from S&P 500 concentration? I am really curious to know other people’s thoughts about same positions I have/had.
I owned it in the past together with VIG, but sold both to be all in growth (VOO, VXUS, AVUV and probably soon ZGLD or IGLN), considering a 15 years horizon and no current cash flow needed. My mainly motivation was to avoid the taxes on dividends here in Switzerland.
Kind of a “safe haven” (there is no safe haven in stock investing). The mechanics are not that restrictive like my own I use for dividend investments, but they are based on the right parameters, cash flow, debt, value and dividend growth and duration of payment.
100 stocks are a lot, I try to limit my divi strategy to 25-35 titles. Actually I use the Index on which SCHD is based first to find new items for my divi strategy.
Here you find a detailed description of the mechanical selection for download, check the Dow Jones U.S. Dividend 100 Index:
https://www.spglobal.com/spdji/en/methodology/article/dow-jones-dividend-indices-methodology/
Never let the tax tail wag the dog, is my opinion. SCHD because I wanted to barbell SCHD/TQQQ for my US holdings.
Such an honor, Professor Fama
Sorry for offending you ^^
As if there were any actual proofs in finance …
Admittedly, slight abuse of language on my side. “Corroborated” may have been a better word.
Ok, I’ll agree with this. Peace, man.
Would love to find a robust vehicle to move some cash into.
SCHD (“Quality U.S. dividend-paying stocks”) looks tempting yet has been victim of USD exposure YTD - eyeballing the chart, losses even after dividend, never mind taxes:
I suppose this could go the other way round one day.
Right, but I bought in after the dip
Yeah, well, that’s just, like, your opinion, man.
I subscribe to Karl Popper: advancement comes not from proving theories are true but by trying to prove them false.
Now, unfortunately there isn’t really a “perfect” ETF that purely filters out losers without introducing some other factor tilt. That said, quality-factor ETFs come closest to that idea.
A good example is QUAL (iShares MSCI USA Quality Factor ETF). It doesn’t try to pick winners or chase growth; instead, it screens out weaker companies by focusing on metrics like profitability, earnings stability, and balance-sheet strength. In practice, that means avoiding many of the firms most likely to underperform or blow up during downturns.
Historically, QUAL has delivered returns broadly in line with the market, sometimes slightly below in strong bull markets, but with somewhat lower volatility and better downside behavior. So while it doesn’t beat the index aggressively, it tends to provide a smoother ride and fewer nasty surprises.
If your objective is risk control through exclusion rather than prediction, a fund like QUAL suggests this is possible.
