SARON Mortgage - bank margin

Hi there,

I‘d like so start a small survey what bank margin you have in your SARON contracts / what offer you got.

I have currently a offer with 0.5% on my table. Some sites on the internet are advertising 0.45% or 0.42%. Is it realistic to achieve <0.5%?


If you are below 65% LTV, have a high income and enough free assets (without pension fund) - then yes.

Indeed, that’s what I have been told as well: “If you don’t actually need a mortage, you can get an extremely good deal.”

I got 0.55% with UBS in March

Thanks for your comments so far. Ill talk to some local banks, maybe competition wins and they are willing to beat the current offer

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