I follow this website and the forum for a while now and became more and more interested in investing and especially the FI part of FIRE.
I’m 27 working 80 % and doing a part-time master’s degree in business information technology. I just recently finished my bachelor part-time degree in accounting and therefore couldn’t accumulate to much yet.
I have currently saving rate of around 30 % which will be higher as soon as the master’s degree is in the books.
For investment purposes I didn’t do anything up until this year. Therefore, I recently switched my 3a to VIAC. Currently I have around 20’000 CHF which I could invest and thereafter around 800CHF per month + VIAC. My Goal is to invest in ETF (VT) but I’m still trying to figure out where and how. My initial plan was to go with Degiro but they have a waiting list so now I’m considering IB. Would it be a good idea to start now or accumulate more money first? (120 USD on ~ 25kCHF would be quite costly…)