Lately I am having big issues with card payments through Revolut to Amazon .de or Booking .com.
If the amount is over 250 euro, Revolut now requires a security mechanism called 3Ds.
Apparently, Amazon.de and Booking.com do not implement this, which means every payment above 250 euro is declined.
I rely on Revolut as my non-CHF credit card, but this makes it absolutely unreliable.
Does anyone else have the same issue?
I recently purchased something on Amazon.de for > EUR300, no issues. I had to confirm in the Revolut App, I guess that was 3Ds?
I guess so, the problem is that Amazon does not ask me for any verification. I don’t get a notification on Revolut.
I wonder if it depends on the merchant, but I thought all payments are processed by Amazon
Maybe you can try to create a new virtual credit card for Amazon and add it?
Tried this, I created both a single use and a multi use virtual card, and no luck.
It’s really weird, but good to know that it’s working for you. It gives me hope that they’ll eventually sort it out…
Did you try with Neon (they do currency conversion) or YUH (transfer EUR from Revolut) cards?
I ended up using Neon, with a slightly worse exchange rate.
But I’d really like to solve the issue. Given your answer, the problem should be with both Amazon and Booking
My answer doesn’t mean anything, I didn’t do large purchases on Amazon recently. On booking I pay with Swisscard Amex.
Can confirm that Amazon does not require 2-factor authentication for my EU-issued card - although by EU law they‘re supposed to (I suppose they‘re taking the fraud risk themselves as well).
Have you tried deleting your card details from Amazon‘s account? EDIT: since you tried virtual cards, that probably wouldn’t help either.
Yeah exactly, I think they don’t do it. I tried removing all cards but no luck.
So with your card it works without the verification?
You can remove your cards but at each new transaction they will mémorise it.
You could generate a single use card for your e-shopping on Revolut.
Yes - though I haven’t made larger purchases lately.