Revolut Alternative (Virtual Credit Card - Instant Deposit)

Life Hacking
1

Hello

Depositing with Revolut used to be free, but not anymore.
I am looking for an alternative to Revolut. Because its fee is really high and I am bored to pay all the time. I don’t want to use their premium package.

Well, today I wanted to deposit 50 CHF but the fee is 0.58 CHF. This is crazy every time.

I need 2 things

  • I can create virtual credit cards
  • I should be able to deposit immediately from my PostFinance account.

Is there any alternatives? Thank you

2

Bank transfers to revolut are still free.
Card transfers cost a fee.

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3

I don’t know any other service that allows creation of multiple virtual credit cards for free. Oh, I don’t use Wise.

4

Non Instant Bank Transfer: Free
Instant: Not Free (or buy Premium)

Simple.

5

And making a “non-instant bank transfer” with a bank which execute payments almost immediately (e.g., neon, during banking hours) results in topping up your Revolut account in less than an hour from my experience.

3 Likes
6

Did something sneak past my due diligence?

7

I don’t know what is available at Wise because I don’t use it.
I don’t use Wise because I don’t need it, not because I know that there is something wrong with them.

8

I use both Wise and Revolut. It’s convenient for travelling abroad to mix Visa and Mastercard + doubling the free withdrawals limits.

On Wise, you can also have a virtual cards that you can setup with Apple Pay on your phone.

1 Like