Real Estate ETF/FUNDS or Direct appartment

Real Estate
1

Dear Mustachians,

In case you would like to diversify your portfolio and you have 100k CHF to invest in real estate, would you prefer:

-An ETF type (CH0124758522) ?
-Purchase of a 2.5 room apartment (with mortage) ?
-No real estate allin VT ?

I’m a bit lost, so much real estate funds, direct, indirect, rental, commercial, etc.

Thank you

2

VT and corporation are already exposed to real estate.

What is your current real estate allocation on your portfolio?
What is your targeted allocation?

You should include the capitalisation of your primary residence in it.

3

I’m looking for real estate on the swiss market only, like an ETF who invest in direct properties (not in a company). The question is more, based in your experience folks, smart to invert in an appartment or in a fund.

4
  1. Decide your allocation.
  2. Put the planned allocation in the fund today.
  3. Start looking for an attractive apartment. During the apartment hunting process, you can gradually collect better information to decide if one apartment is likely beating the overall swiss market or if one apartment is making more sense to you personally or you just lack the time and skill to pick one that makes more sense than just the market.
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