According to my understanding of the salary slips, some of the compulsory insurances are commercial, i.e.
- Non-Occupational Accident Insurance (AANP/ NBUV)
- Daily Sickness Benefits Insurance (IJM/KTG)
- risk of invalidity/death insurance (part of LPP/BVG)
If I am not wrong, premium rates here are not fixed by a government. Moreover, each insurance company may provide a different cover (right?).
In order to sleep well , how to confirm that an employer has chosen an insurance company which offer attractive rates also for an employee? Do you know any webpage, which would show the average premium rates/compare rates of different insurance companies?