I’ll wait and see first if any fees are actually charged; mathematically, it shouldn’t be much. And for small one-time fees, I won’t budge an inch. My time is worth more to me than talking to bank advisors or support hotlines.
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But you write here. 
I seriously envy you to be honest, but you can write an email to RF, it takes seconds and they are kind. At least in my experience.
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I also read books, watch movies, or do other unproductive things that are fun. Communicating with bank advisors or support hotlines is not one of them
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