Persuading risk-averse friends to move some savings from bank to stock market

I am also careful. People have different risk tolerance and I don’t think it’s a good idea to push people to invest in stocks if they are reluctant to it: they may sell at the worst moment.

If anything, to somebody risk averse with markets, I would just recommend to invest something like 5% in stocks with the rest in cash and short-term bonds, to boost interests while staying very conservative.

I wrote on this on this forum:

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