Permit B? No more Pillar 3a

Here I am. I have finally paid the single amount of my first pillar 3a. (yeahhh LOL) The funds were deposited on the 28th, but they appeared on the 29th, finpension now informs me that they will be invested starting from the second working day of the bank which by now I assume will be January 4th 2022, correct? Reading various articles I saw that it might already be appropriate to open a second portfolio as early as January in which to pay the money to reduce the progressive growth of rates over time, can you confirm? Do you know how many accounts can be opened in Ticino or in the cantons of Vaud and Geneva (I should be moving there in 2 years)?

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