Pants down: yearly spending!

BTW. For more detailed spending, check out my post:

It’s a bit outdated, but I still have similar expenses. I usually spend between 3600-4000 these days. I try to never exceed 4000. That’s my main frugality (in Polish dziadować) objective.

PS. My updated budget: 1000000CHF's Journal - #88 by 1000000CHF