This page is really on another level when it comes to investing wisdom and i want to thank you all for being able to learn from the best.
I’m about to start my saving journey and before i get going i want to be sure on my portfolio and setup. I’m looking at a 10-20 year period of savings, most likely 20 years. I will save about 45-50% of my salary monthly going onwards. The portfolio i choose will be entirely IE based and i want to keep it simple with 2-4 funds.
Now, i have two alternatives i’m looking into. Could you be so kind and have a look and let me know what you think?
25% EIMI or EIMU
VWRL gives me Global Large & Mid coverage incl. large coverage of the US market(55% of the etf), it also has coverage of Japan, UK and China. All of which i think will do well in the future decades.
EIMI or EIMU gives me coverage in Emerging markets which i also believe will do well in the coming decades.
20% EIMI or EIMU(have not decided which yet)
Quite similar to portfolio1 but with a little less in VWRL and EIMI and with the addition of VEUR, and exUS ETF, which means that i’ll get more coverage over European countries.
In portfolio1 I lack larger parts of the rest of the european countries excluding the UK. But i’m not sure this is a con since i believe in my own humble opinion that Europe will experience some tough times during the coming decades. The lack of Small cap coverage is personally of a larger concern then having lower coverage of the european countries in Large/mid cap.
What do you think?