Yes, they have this “interesting” policy. I funded my account before it was opened and didn’t feel bad about it. Don’t know if it speeded up processing or not.
I sent 1000 CHF right at the opening process, the account was approved a day later even without employer authorisation. They say that if the account doesn’t get approved they will refund the money, so not a big deal.
Since it’s not uncommon to make a transfer from your own account for verification purposes at financial service providers, I would fund it. Would I transfer dozens thousands of USD? No.
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