Hello dear Mustachians, is my first post here. I’m a 32 years Portuguese working currently at half time (50% rate, will increase soon) living here in Switzerland with my girlfriend (29y, working full-time).
We start reading this forum/blog some month’s ago and since then:
-We Opened two VIAC Global 40 and placed the maximum (6826. -) for each;
-Also, we saved 55K cash increasing every month because we plan to make a down payment for one apartment in 1-2 years.
-We have a True Wealth account (8.5k) moderate risk 5/10 with a mix of 40%equity,40%bonds, cash and natural resources.
-At the end of each month after pay all bill’s(rent,food,health security,CFF,food,etc)(taxes included(taxed à la Source); we still have around 4600.-net for save/invest;
Question 1#: I have already one account Degiro-Basic, my plan is to invest monthly, but is better invest in the ETF VWRL SIX in CHF or VWRL EUR(free one time per month)? we plan move to Portugal in 15-20 years.
Question 2#: :Anything else to keep in mind that I missed? You have some other recommendation regarding investments at long term?
Thanks a lot for any feedback and help;)