New rent - help with new contract

[Dots92]

Hi,
I’m going to change my house in April 2025 and I received the new contract today.

What I ‘ve found quite weird is this part attached because as you know interest rate are not 1.75 since march , and recently they are also lowered to 1.00.

I know interest rate and rent are in somehow connected but I don’t know what Is convenient for me to do. Should I ask for a lower price now? or should I accept it and when I will start to live there I can ask to adjust the price to the interest rates?

[nabalzbhf]

@Dots92

What I ‘ve found quite weird is this part attached because as you know interest rate are not 1.75 since march , and recently they are also lowered to 1.00.

That’s not the same rate, Hypothekarischer Referenzzinssatz says 1.75% is the reference rate.

(The BNS rate is only somewhat correlated, the reference rate is based on actual mortgage, so you’d need people to renew them to start moving the reference rate + there’s bank margin on top)