New AHV maximum is 2450. New 3a max. contribution 7056.
Finally a good number again. 7056 / 12 = 588.
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Fun fact. Do you know where the max 3a contribution figure comes from?
It all starts with the AHV minimal annuity!
Easy maths:
- AHV max annuity = 2 x AHV minimal annuity
- Max 2nd pillar insured salary (this is just the law, plans can insure more of course) = 3 x AHV max annuity
- Max 3a contribution for people with a 2nd pillar = 8% of max 2nd pillar insured salary
So, for 2023, as @Cortana said, max AHV annuity is 2450/month, or 29400/year
Then max 2nd pillar insured salary is 3 x 29400 = 88200
And finally, the max 3a contribution is 8% of 88200 = 7056
The government adjusts the AHV figures every 2 years, so the 3a contribution will be the same for 2023 and 2024.
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