Neon-bank fee free worldwide

Yes.
I’d like to see their response on Twitter, but I don’t have an account.

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:no_mouth:Oops! This might not be our finest hour. :sweat: Our logins been taking an unscheduled coffee break. :coffee: But fear not! We’ve called in the tech wizards, and they’re working their magic to get us back on track! :man_mage::computer: Thank you kindly for your patience.

Posted 4h ago already, haven’t seen an update

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you don’t need an account
https://twitter.com/neon_accountapp/with_replies

You need an account.
You have it. try incognito.

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Neon has been my main bank since 2020 but being unavailable every single 25th is getting old.

or use nitter

https://nitter.net/neon_accountapp

That “not our best moment” message and the :coffee: emoji seems a deja-vu. I think they wrote the same message a while ago for similar issues… :smiley:

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I could never use a product whose team uses communication of that style for any serious purposes.

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Hi all

Neon having these problem, I’m asking myself about closing the account. I usually use the card, when I’m abroad, but I have seen that Migros credit card has also zero foreign transcation fees. Has anyone tried the Migros creditcard abroad? Is the Fx rate the same as with Neon?

Cumulus Kreditkarte | Cumulus (migros.ch)

No, the Migros credit card uses the Migros Bank exchange rate, as far as I know, which might be around 1.5% above the interbank rate. It’s probably the best free Swiss credit card for foreign transactions but at least the Neon debit card and the non-free UBS key4 credit cards are still better for foreign card transactions.

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If it weren’t for their card and using it while travelling I would consider closing my account.

I have referred 20+ people to Neon and it’s a shame that every month on the 25th the same thing happens… And this time we had over 24 hours outage!

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Thanks, so much about transparency…

I use neon as my only swiss bank. Thinking about switching and start using Revolut again. Any tips for a good substitution? I do not want to pay 8 a month

Yuh would maybe be the boat option?

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It’s down again after being online for 30 whole minutes… wow

I have accounts with Revolut, Zak, Yuh and neon. In the past, I used Zak, but then they removed the Zak deal option end of last year, which made it less interesting to me. Also eBill and transaction signing is not implemented in a user friendly way. Switched over to Yuh, it provides all I need for Swiss usage: fast processing of payments, no fees, good eBill integration, Twint, good interest rates compared to Zak and neon. For international usage, I still use Revolut.

Neon does not look that trustworthy anymore to me - looks to me like they are really not able to scale up their IT systems to the usage, and invest more money in marketing than IT. I will for sure not relay anymore on their services, and also not recommend it anymore to friends.

Btw, YUH has a summer referral bonus of CHF ~70.- if you know anybody who already has a Yuh account. Feel free to DM me if you do not know anybody with a Yuh account.

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I’m also super disappointed with Neon. Thanks God they are only handling the UI and not the banking itself. :smiley:

As for Yuh

  • how are the exchange rates (buying stuff on Amazon/eBay)?
  • does TWINT work well (not like neon’s UBS-sharing)?
  • do they have a categorization engine for spending and income?

how are the exchange rates (buying stuff on Amazon/eBay)?

I do not use Yuh for these cases; I think they charge 0.95% fees there. I still use Revolut for international / on-CHF payments.

does TWINT work well (not like neon’s UBS-sharing)?

Yes, they recently launched their own Twint app.

do they have a categorization engine for spending and income?

Not sure about that, I do not use such a thing. Haven’t noticed anything in that direction.

Just letting out some frustration, I had a time sensitive wire transfer I needed to perform yesterday.

Had no problem performing a (non-time sensitive) transfer yesterday.

Have you updated the app? There was an issue with the previous one.
No issues yesterday as well…