Hey, I’m Hmm. I’m currently in my mid-20s and I’ve been reading both the blog and the forum for a while without actively interacting with it.
My story is not quite spicy. I went to school, did my Bachelor and started working.
I started with nothing… No money, but also no good financial education.
I knew I had to save money, but how? My parents told me about the checking account and 3a account and that was it.
I’ve always been very curious. So, when came the time to open a 3a pillar account, I looked over the internet for different insurances and banks to find the best one.
At some point, I found out that you can invest your money in your 3a pillar in stocks. My experience at the time with stocks was non-existent and my financial education regarding stocks was that “it’s for gambling”.
I then dug a bit deeper and ended on the blog related to this forum and this forum and .
I found out about stocks, mustachianism, the FIRE movement. I found that you don’t have to work to live and live to work.
A whole new world opened up to me. A world full of possibilities, opportunities. A world where you can retire when you are 40.
Well, that’s the theory.
I don’t want to FIRE. Or at least, I don’t want to RE. I’m mostly looking for the FI part of FIRE. I want to be able to do things without having to think about how you will find money to eat food at the end of the month. I want to be able to start businesses without risking losing everything.
My current situation is better now. I have a small security cushion, my 3a pillar with VIAC is maxed out and the rest is invested through IBKR and I have my new finance interest that is transforming into a hobby (yes, it’s possible).
I have to thank the users of this forum as well as MP himself as you opened for me a new way to see my future.