I recently bought an apartment and had a descend mortgage with Bank Migros at 0,64 % for 5 years.
A part of my mortgage is linked with my 3a. I now have the option to migrate my old 3a insurance life to the 3a pillar from Bank Migros and invest it in stocks (85%).
The fee for the management is about 0,7% do you think it could be a good idea?
Otherwise I could :
Keep my old 3a who is not really efficient. I’m not losing a lot.
Or there is maybe a better option?
I have to stay with Migros Bank and I can not use Viac for example.
Thanks for you help.